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Safe-Haven Currency

Fundamentals

A currency — like the US dollar, yen, or Swiss franc — that investors buy for stability during market stress or uncertainty.

A safe-haven currency is one that investors tend to buy during periods of market stress, geopolitical uncertainty, or risk aversion, because it's seen as more stable or liquid than riskier alternatives — the US dollar, Japanese yen, and Swiss franc are the classic examples. Demand for safe havens typically rises sharply during equity sell-offs or global crises. The flip side is "risk-on" currencies (like AUD or NZD), which tend to strengthen when investor sentiment is calm and appetite for riskier assets returns.

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