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Risk of Ruin

Risk Management

The statistical probability that a strategy eventually loses enough in a row to wipe out the account — driven mainly by position sizing.

Risk of ruin is the statistical probability that a trading strategy, given its win rate, risk-reward ratio, and position sizing, will eventually lose enough consecutive trades to wipe out the account (or breach a firm's drawdown limit). It rises sharply with oversized position sizing, even for a strategy with a genuine edge. Keeping risk of ruin low is really an argument for disciplined position sizing: a strategy that risks 1% per trade has a dramatically lower risk of ruin than the same strategy risking 10% per trade, even with identical win rate and payoff.

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